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 Current Share Rates

Shares
Shares Features (minimum to earn interest) Rate Annual Percentage Yield (APY**)
Savings Minimum $100 0.20% 0.20%
Checking Minimum $2500 0.10% 0.10%
IRAs No Minimum Balance/ Certificate Rates Available 0.20% 0.20%
Club Accounts No Minimum Balance 0.20% 0.20%
Share Certificates
Share Certificates Terms Min. Balance $500 Rate Annual Percentage Yield (APY**)
90 Days 1.50% 1.51%
6 Months 2.50% 2.53%
12 Months 3.00% 3.04%
18 Months 3.05% 3.09%
24 Months 3.10% 3.14%
36 Months 3.20% 3.25%
48 Months 3.30% 3.35%
60 Months 3.40% 3.45%
IRA Certificates
IRA Certificates Min. Balance $500 Rate Annual Percentage Yield (APY**)
12 Months 3.00% 3.04%
Money Markets Balance
Money Markets Balance Interest Rate Annual Percentage Yield (APY**)
$1000-$9,999.99 0.75% 0.75%
$10,000-$49,999.99 1.25% 1.26%
$50,000-$99,999.99 1.75% 1.76%
$100,000-$249.999.99 2.00% 2.02%
$250,000 and over 2.50% 2.53%

Rates Valid as of 3/20/25. Annual Percentage Yield Is Subject To Change Without Notice. Penalties May Be Imposed For Early Withdrawal.
Minimum Balances Are Required For Dividend Earnings. Regular Term Certificates Require $500.00 Minimum. IRA's Require $500.00 Minimum.